What documents will I need to get started?
Borrower Co-Borrower
1. Current paystub within last 30 days ________ ________
2. Last 2 Years W-2’s ________ ________
3. Most Recent Asset Statements (401k, checking, etc) ________ ________
4. Copy of Divorce Decree (If claiming alimony/child support) ________ ________
5. Mortgage statement including any equity loans/lines ________ ________
6. Homeowners Insurance Declarations page ________ ________
7. Town/City Property tax bill ________ ________
8. Copy of Drivers Licenses ________ ________
9. Copy of Social Security card (Required on FHA) ________ ________
10. Previous FHA Closing Package (If an FHA Refi) ________ ________
11. Borrower Signature Authorization Form ________ ________
12. Two-years tax returns (Self-employed only) ________ ________
Documents Needed for a New Purchase
1. Current paystub within last 30 days ________ ________
2. Last 2 Years W-2’s ________ ________
3. Two-years tax returns (Self-employed only) ________ ________
4. If receiving alimony or child support a divorce
Decree will be needed to show 3+ years receipt ________ ________
5. Most recent asset statements to show reserves
(i.e. savings, checking, 401(k), brokerage-require ALL pages) ________ ________
6. Driver’s Licenses & Social Security Cards ________ ________
FROM REALTOR:
1. Purchase & Sales Agreement ________ ________
2. MLS Listing ________ ________
3. Property Disclosure ________ ________
Thank you for your trust I look forward to working with you!!
Sanford Branch
909B Main Street
Sanford, Maine 04073
(207) 850-1007
(877) 440-2739