What documents will I need to get started?

                                                                                    Borrower        Co-Borrower

1.  Current paystub within last 30 days                                            ________        ________

2.  Last 2 Years W-2’s                                                                     ________        ________

3.  Most Recent Asset Statements (401k, checking, etc)                ________        ________

4.  Copy of Divorce Decree (If claiming alimony/child support)        ________        ________

5.  Mortgage statement including any equity loans/lines                  ________        ________

6.  Homeowners Insurance Declarations page                                 ________        ________

7.  Town/City Property tax bill                                                           ________        ________

8.  Copy of Drivers Licenses                                                            ________        ________

9.  Copy of Social Security card (Required on FHA)                        ________        ________

10.  Previous FHA Closing Package (If an FHA Refi)                       ________        ________

11.  Borrower Signature Authorization Form                                   ________        ________

12.  Two-years tax returns (Self-employed only)                             ________        ________

Documents Needed for a New Purchase

1.  Current paystub within last 30 days                                            ________        ________

2.  Last 2 Years W-2’s                                                                     ________        ________

3.  Two-years tax returns (Self-employed only)                               ________        ________

4.  If receiving alimony or child support a divorce
Decree will be needed to show 3+ years receipt                             ________        ________

5.  Most recent asset statements to show reserves
(i.e. savings, checking, 401(k), brokerage-require ALL pages)      ________        ________

6.  Driver’s Licenses & Social Security Cards                                 ________        ________

FROM REALTOR:

1.  Purchase & Sales Agreement                                                    ________        ________

2.  MLS Listing                                                                                ________        ________

3.  Property Disclosure                                                                   ________        ________


Thank you for your trust I look forward to working with you!!
Sanford Branch
909B Main Street
Sanford, Maine  04073
(207) 850-1007
(877) 440-2739